Musings Rant

The NatWest Card Reader, part deux (I didn’t change banks)

My last post on the subject (a fraction over 10 years ago!) garnered a lot of comments for what was essentially just a rant, and it turned out to be somewhat unfounded and sensationalistic.

I’m still with NatWest, their online banking is still very good and their app is the best, and I’ve rarely had to use the card reader and not been able to find one.

What has surprised me is that NatWest still haven’t improved the crazy wastefulness of the packaging.
There are still many layers of unnecessary cardboard and plastic, though the bubble wrap is gone.
Interestingly, the new card reader isn’t branded.


I lost my old card reader a while ago, and have been using a Barclays one instead, since they’re functionally the same. I prefer the weight and layout of the Barclays one, but it recently decided that its battery was low and stopped me from using it, making itself useless, instead of warning me.

So, I’m still with NatWest as my primary bank, and will probably stay with them for at least another 10 years.

Unless my tiny BitCoin investment rockets beyond its current £60 value that is…

One reply on “The NatWest Card Reader, part deux (I didn’t change banks)”

These are a much better form of 2FA than SMS to a phone.

With changes in the phone industry it is easier than ever to steal or hijack a phone number: break into customer services and ask for a PAC to get the phone number moved. With an unregistered PAYG SIM phone companies ask as little as one question. EE will only ask about the last top-up, and if more than 3 months ago they don’t have records and just let the caller into the a/c if they say the 3 month phrase.

There is also some thing about sending a PAC request to a short SMS code. That looks great for hijacking a number if a phone is unguarded for a short period.

Don’t get me started on crapps. The are only available on a few consumption appliances, produced by a tax dodger or advertising company, which put content publishers before the user at ever turn.

The financiers (I mean that this time, post-Epstein “financier” is a euphemism for nonce) want us to get into debt with them. If there is any chance security measures might stop or slow a “consumer” from spending/lending then the security will be chipped away at.

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